down payment

Down Payment: How Much Should You Put Down on a House?

From inner-city apartments to stunning mansions, Queensland offers everyone an exciting investment opportunity. Since purchasing a property is a huge decision you’ll ever make, navigating the real estate market stands as the core step. However, that’s not the sole concern in your homeownership journey. Financial readiness is essential, and the down payment is the primary consideration.

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cash buyer benefits

The Benefits of Being a Cash Buyer in the Real Estate Market

For any successful real estate transaction, proper financing is the cornerstone. In addition, most homebuyers secure these funds by tapping into mortgage financing from lenders. Both obtaining a loan and buying a property make the process lengthy and complex. However, a cash buyer can pay for the property without loan assistance.

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real estate amortisation

Why Should Real Estate Investors Know About Amortisation?

Amortisation refers to gradually lowering the book value of a loan or intangible asset over a specific time. These structured payments cover the principal amount and interest making it easy for the borrower to manage their expenses. Similarly, real estate amortisation is about paying off a mortgage loan by investors or a homebuyer.

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Pre-Market Property Purchase

Why You Should Consider a Pre-Market Property Purchase?

The real estate market is competitive and purchasing one’s dream property has become challenging. This is because buyers’ demand significantly intensifies once a property hits the market. However, a buyer can discover the best deals by contacting a real estate agent. These properties are known as “off-market” listings which are available for purchase but not listed. Here, considering a pre-market property purchase strategy offers you several benefits.

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Low Property Prices

Low Property Prices: Understanding the Risks for Decisions

Too good to be true? Yes, be aware when the property price is unrealistically low compared to the current market. Buying a property at a good deal is the top priority for any buyer or investor. When property prices are significantly low it entices buyers around the market.

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competitive real estate

Finding a dream home in the competitive real estate market

The Australian property market is usually a seller’s market marked by high demand and limited supply of properties. Factors like population growth, migration patterns, interest rate fluctuations, economic conditions, and employment rates significantly influence the property market. Understanding these market dynamics is important to find your dream home in the competitive real estate market.

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freehold and a leasehold property

Difference between a freehold and a leasehold property

Making an important property purchase decision in Australia requires a detailed understanding of the differences between freehold and leasehold property. These two terms determine the level of control and rights over the property and the land it occupies. Here’s what you need to know, specifically for the Australian real estate market.

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equity to buy property

How to Use Equity from One Property to Buy Another?

In the Australian Real Estate market where property price often rises, equity can be one of the most powerful tools for property owners. Equity refers to the difference between the property’s market value and the remaining balance on your mortgage.

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Buying Foreclosed Properties

The Pros and Cons of Buying Foreclosed Properties

Life happens and financial difficulties may arise at any point in life. Unexpected events, job losses and poor financial planning may lead to the inability to pay monthly mortgages. As a result, foreclosed properties present an exciting opportunity for active investors in the market.

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Rising Real Estate Prices

How to Handle Rising Real Estate Prices as a Buyer?

The real estate market is volatile and market prices can change at any moment. Decreasing prices are fine for the buyers until it starts to go beyond affordability. While rising real estate prices may make buying a property more challenging, they also present opportunities for buyers who know how to navigate the market strategically.

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Minimal Debt

How to Buy a Home with Minimal Debt?

Purchasing a property is the representation of financial stability and security. However, the dream of buying a home may not be the same for everyone. The thought of taking on substantial debt can feel overwhelming for any individual. But with minimal debt and smart financial planning, it is possible to secure your dream home. Here’s how:

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Home Warranty

Home Warranty in Australia: Protecting Your Investment 

Purchasing a property might be one of the most significant decisions you’ll ever make. And protecting the investment would be a top priority for anyone as the Australian real estate market is dynamic. While many Australian homeowners are familiar with home insurance, a home warranty is a different type of protection.

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